Business Loan

PinCap is Tech Led RBI Registered NBFC. Our vision is a world in which every SME & Individual gets access to affordable credit when they need it most. We work with many compliant leading technology platforms, so we can get you the best loan no matter your size or location.

Why should I choose PinCap?

• If you are eligible, we deliver your loan to you with minimum paperwork. Most eligible borrowers that work with us can get their loan in 2-3 days. Imagine! Just 2-3 days and cash in the bank!
• We provide different loan products. This allows us to find you the option that best suits your needs.
• We make sure that you can afford the loan you want by doing an affordability analysis using advanced technology, so you don’t take out more debt than you can afford.
• Our process is completely digital, so you don’t need to leave your home or business to meet us or our lender partners.
• We prepare your application package and do all the hard work for you.

The interest rate offered to you will vary depending on your credit profile, the lender, and the type of loan you are looking for. Our interest ratees are as low as 12%. Per annum.

The tenure will vary based on the type of loan you are looking for.

Indicative ranges are:

12 months and max term is 36 months

Your bureau credit score is only one of many factors a lender will assess when you apply for a loan. Your credit score is a good indication of your willingness to repay, as it reflects your repayment history. Below are indicative credit score to make you eligible for loan products however the same doesn’t guarantee an approval.

We will work to understand your requirement and help you prepare for future debt. Once you are prepared, we assist in securing you a loan from an appropriate lender at the most favorable terms and conditions.

No but we do our best to help you achieve your goals, but the outcome depends on a variety of factors, so we cannot guarantee a loan. It is important to remember that our loan eligibility result is not a sanction amount. Different loan products have different sanction value depending on their T&Cs and lending policies.

We ensure our customers and your privacy. Your data will be safely and securely stored, and we will share your data in accordance with our privacy policy and based on your consent.

Your privacy is important to us, and we are committed to protecting and safeguarding your rights. That’s why we only share your data with third parties (like our Technology Partners) if you have given us your permission to do so. We employ state-of-the-art technology and cloud-based security systems to keep your data safe.

We love getting feedback, especially if it helps us improve our service. If you have something you’d like to tell us – either about something we’ve done well or something we can improve on – please write to us at support@pincap.in